How To Read A Property Title Search Report?

While there is no standard definition that will cover all types of title search variations, this outline will highlight how to read one of the most popular title searches conducted on a daily basis. For this search type the results will contain the deed/transfer to the current owner, and all subsequent open items, such as liens, mortgages, or other items against the property.

Section 1: 

Property and Ownership Information. Identifies the Assessed Owner, Subject Location, Assessors Parcel Number, and County Effective Date. 

Section 2: 

Deed and Vesting Information. Identifies the most current property deed showing the current and prior deeded property owners. 

Section 3: 

Tax Information. Identifies the current tax status and assessment values as available at the time of the research. Supporting documentation is not generally available for this section. 

Section 4: 

Open Mortgages and Deeds of Trust Information. Identifies each unsatisfied mortgage or deed of trust on record along with any associated recorded assignments, modifications, subordinations, substitution of trustee, or any other related mortgage filings of interest found for the current property during the time period searched. Any subsequent foreclosure filings will be shown in Section 5. 

Section 5: 

Related Judgments, Liens, and UCCs Against Property. Identifies each unsatisfied Lien, Judgment, UCC, and any foreclosure notices found for the property. 

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Sample Report Explainer
Notes: 

This outline is provided for as a general guideline only. Matters affecting the subject real estate which do not directly appear among the land records, or are not yet indexed, or are not indexed to the exact listed name and legal description described, are not included in the research. The report is not a commitment for insurance, nor is it an opinion on marketability of title. All research and reports are subject to terms and conditions of TitleSearch.com

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