How Do We Perform A Title Search?

Step 1: 

Your title search order is placed online or by phone. Then, our secure, encrypted server collects the search information. Our title team identifies the property, and we retrieve the preliminary property information. The property identification and order information is transmitted to our examiner / abstractor in the field, who manually searches the county records at the courthouse. 

Step 2: 

The property title search abstractor begins researching the records index to retrieve the documents related to the subject property. Several separate records rooms may need to be visited, depending upon the county. The property title documents are collected from the various books and volumes where they are recorded over the years. 

Step 3: 

The title documents are reviewed, to determine which items pertain to the subject property. Mortgages and liens are cross-referenced for releases, and assignments. The legal and vesting are compared on each document .

Step 4: 

The outstanding documents are compiled and the property title search abstract is created. The abstract document contains the summary listing of all the recorded liens, mortgages, and deeds which were located. Lien and mortgage amounts are entered into the title search abstract. 

Step 5: 

The documents and abstract are sent to AFX Research headquarters. The order is compiled by our qualified title team, and the documents are annotated and converted to a document image. The completed and certified property title search document is uploaded to a private web link. 

Step 6: 

An email is sent to you containing the private web link for your completed title search. From the email, your title document can be viewed on-screen, or a copy can be saved to your local computer. You can also print a hard copy, which is exactly the same as what we scanned in. The title search abstract document is an easy-to-read form, with separate, itemized sections for ownership, legal, taxes, mortgages, and liens. 

Step 7: 

We follow up with a call, and email you to ensure that you have received your search documents, and were able to access them. We have the property title search document viewing on our screen, and our title team reviews this with you. Any questions or clarifications you may have as a client are welcome. 

All of this is completed in as little as 12 - 72 hours, and your search is sent to you immediately. Throughout the process, the entire team is monitoring the progress of every search. Our title team is glad to be of assistance. We welcome your call.