View Sample ReportThe term "title search" is used to describe (a) the process of performing the search, and (b) the corresponding report generated. It is sometimes referred to as a "title abstract", "abstract report", "title report", or "title search report". A professional title abstractor researches each recorded document, and then prepares on official title abstract report – a recital of the open documents which appear to be recorded for the subject property. A title abstract is not available from the county records office, nor is it available electronically.
Property records are saved in the county records office as individual documents, such as deeds, mortgages, and liens. Each document represents an event that occurred in history on the property. For a particular property, there may be dozens of documents spread out over time which change the status of a property. These documents are not all in one place, as they are stored in different books based on the day and month that the event happened.
A title abstract report is an official report created by a professional title abstractor, which displays the results of these records. An official title abstract must be prepared by a professional title searcher. Creating the title report requires knowledge of title documents and the recording system. A title report is a recital of the records found to be located in the title records, with obvious presumptions made such as mortgage refinances and lien releases. A title abstract does not offer legal advice, or title opinion which can only be provided by a qualified attorney.
When obtaining property records information, be sure to determine if you will be receiving just raw property records, or a profession title abstract report.
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