Summary:
A current owner search identifies the current owner(s) of a property, property tax status, and encumbrances against the property; mortgages, liens, judgments, etc. All current owner searches offered below provide the same search and title abstract. They vary in regards to the additional document copies provided and property zoning type.
Average completion time for a current owner search and title report is 3-5 business days, but will vary depending on county records access and abstract complexity.
We also provide Update Title Search services for prior current owner searches completed by us within the last year (365 days); $75.00 for residential updates and $125.00 for commercial updates.
Details:
A current owner search includes:
- certified title abstractor
- guaranteed title abstract
- back to: current owner transfer
- property ownership name(s)
- recording dates, books, pages
- tax status
- abstracted deed
- abstracted mortgages
- abstracted liens
- abstracted judgments
- any other encumbrances
- encumbrance amounts
Residential
EXPANDED CURRENT OWNER SEARCH
- Zoning: Residential
- Current Deed Copy
- Open Encumbrance Copies
- Pertinent Pages
FULL-OPEN CURRENT OWNER SEARCH
- Zoning: Residential
- Current Deed Copy
- Open Encumbrance Copies
- Full Pages
COMPLETE CURRENT OWNER SEARCH
- Zoning: Residential
- Current Deed Copy
- Open Encumbrance Copies
- Closed Encumbrances & Copies
- Full Pages
Commercial
EXPANDED CURRENT OWNER SEARCH
- Zoning: Commercial
- Current Deed Copy
- Open Encumbrance Copies
- Pertinent Pages
FULL-OPEN CURRENT OWNER SEARCH
- Zoning: Commercial
- Current Deed Copy
- Open Encumbrance Copies
- Full Pages
COMPLETE CURRENT OWNER SEARCH
- Zoning: Commercial
- Current Deed Copy
- Open Encumbrance Copies
- Closed Encumbrances & Copies
- Full Pages
Product Comparison Table
Economy | Expanded | Full-Open | Complete | |
---|---|---|---|---|
Search Back | Current Owner | Current Owner | Current Owner | Current Owner |
Tax Status | ✓ | ✓ | ✓ | ✓ |
Deed Copy | Current | Current | Current | Current |
Search Liens | ✓ | ✓ | ✓ | ✓ |
Search Mortgages | ✓ | ✓ | ✓ | ✓ |
Encumbrance Copies | Open | Open | Open & Closed | |
Copy Types | Pertinent | Full | Full | |
Copy Fees | Included | Included | Billed Seperate | Billed Seperate |
Get It |
Important Notes:
When choosing a current owner search title report, it's important to understand whether you will be responsible for copy fees, what pertinent pages vs full pages is, and what open documents vs closed documents is. Expand the sections below to learn more.
Document copies (scanned pages of deeds, mortgages, liens, etc) provided in a completed property report will vary based on the type of property report purchased.
- Some reports DO NOT include any copies; just an abstract of data from the documents.
- Other reports will include pertinent pages, priced into the listed price of the report (click here to watch a video about pertinent pages vs full copies).
- And for some reports we will include copies, but the cost of those copies will be charged seperately from the report.
Where stated "+ copy fees" means we will include copies, but all copy costs charged to us by the records' office to obtain those page scans will be billed to you. We will charge your credit card seperately for the copy fees -after retrieving all copies and prior to delivery of the report to you.
We DO NOT markup copy fees. Copy fees can range from county to county, provider to provider, but as a very general rule run $5 for the first page, and $1 for each additional page.
When requesting pertient page copies or full copies for open, or moreso, open and closed documents, be aware that complex or far-dated searches can lead to a tremendous amount of copy costs. One full mortgage document alone can be 50-100 pages long.