Summary:
A full title search performs research on a specific property back for a period of time (typically 10 years, 20 years, 30 years, 40 years, or a custom requested period), finding all property transfers (deed chain) and encumbrances (open or open & closed) within that period (judgments, liens, leases, easements), along with current tax information. The abstract will then report the findings in chronological order by document type; deeds, mortgages, liens, leases, etc.
Average completion time for a full title search and title report is 5-7 business days, but will vary depending on county records access and abstract complexity.
We also provide Update Title Search services for prior full searches completed by us within the last year (365 days); $125.00 for residential updates and $175.00 for commercial updates.
Details:
A full title search includes:
- certified title abstractor
- guaranteed title abstract
- back to: 10-50 years, custom
- property ownership name(s)
- recording dates, books, pages
- tax status
- abstracted deed chain
- abstracted mortgages
- abstracted liens
- abstracted judgments
- abstracted leases
- abstracted easements
- any other encumbrances
- encumbrance amounts
Residential
30 YEAR FULL TITLE SEARCH
- Zoning: Residential
- Back to: 30 Years
- All Listed Deed Copies
- Open Encumbrance Copies
- Pertinent Pages
Commercial
40 YEAR FULL TITLE SEARCH
- Zoning: Commercial
- Back to: 40 Years
- All Listed Deed Copies
- Open Encumbrance Copies
- Closed Encumbrances & Copies
- Full Pages
Important Notes:
When choosing a full title report, it's important to understand whether you will be responsible for copy fees, what pertinent pages vs full pages is, and what open documents vs closed documents is. Expand the sections below to learn more.
Document copies (scanned pages of deeds, mortgages, liens, etc) provided in a completed property report will vary based on the type of property report purchased.
- Some reports DO NOT include any copies; just an abstract of data from the documents.
- Other reports will include pertinent pages, priced into the listed price of the report (click here to watch a video about pertinent pages vs full copies).
- And for some reports we will include copies, but the cost of those copies will be charged seperately from the report.
Where stated "+ copy fees" means we will include copies, but all copy costs charged to us by the records' office to obtain those page scans will be billed to you. We will charge your credit card seperately for the copy fees -after retrieving all copies and prior to delivery of the report to you.
We DO NOT markup copy fees. Copy fees can range from county to county, provider to provider, but as a very general rule run $5 for the first page, and $1 for each additional page.
When requesting pertient page copies or full copies for open, or moreso, open and closed documents, be aware that complex or far-dated searches can lead to a tremendous amount of copy costs. One full mortgage document alone can be 50-100 pages long.