Video Transcript:
So what information is not found on a deed for a property? This is Dave at A-F-X TITLE, Certified Title Abstractors. If you pull a deed for a property, it's going to have some really good information about the transfer of that property on one event, the name of the grantor or the seller, the name of the buyer, maybe the date, maybe the dollar amount of the transfer. But it will not include some really important information that you might want to have if you're looking to take an interest in that property or lend money on the property. For example, it won't have information about liens or judgments. It may not have information about mortgages unless it's a seller finance property. Mortgage information will not be showing on that deed. For example, if a property is purchased on a deed and then a separate instrument lends money on that purchase, the mortgage will be on a separate document. More importantly, liens and judgments which accrue to the property after the fact won't show up on that deed. Even if you look for those liens and mortgages separately, there's a couple other pieces of information that will not show up on a deed. Easements on a property typically are not identified on a deed. Things like mineral rights, covenants, restrictions, and zoning, of course, won't show up on a property deed. So all of that information, which may be as important, if not more important, that what does show up on a deed has to be searched in separate documents. A really simple thing like an easement or a mineral rights transfer is likely transfer is likely to have been separated from the surface rights of that property. And even a chain of title of deed over a period of time won't show any information about easements, mineral rights, or other restrictions. If you do have questions about running a title search on real estate, you can reach us at our website at title search dot com.