For insurance agencies, understanding the various types of title searches is essential for effective risk assessment. Prior to insuring or releasing funds on a claim, title search reports are highly useful tools in mitigating financial risks by ensuring clear titles and validating ownership.
Expanded Current Owner Search
The Expanded current owner search abstract provides property information, taxes, current owner names, and details for all open (unsatisfied) encumbrances; mortgages, judgments, liens. It includes a copy of the current deed, along with pertinent page copies of all encumbrances listed in the abstract (mortgages, liens, judgments, etc).
This is our most commonly used title search product by insurance agencies; prior to distribution of claims. It comes in both residential and commercial zoning variants.
UCC Searches
We'll search on an individual or business entity name in both county and state records for any open, officially filed/recorded UCCs. You'll need to contact us to proceed.
HOA Searches
An HOA Title Search is a crucial step when purchasing property within a homeowners association. It helps you uncover any financial obligations, legal issues, or restrictions tied to the property or HOA. You'll need to contact us to proceed.
Current Deed Retrieval
We'll retrieve, from official public records, a non-certified copy of the most recent deed record on a residential or commercial property.